Course Details
Home Ownership Course Details
The FREE home ownership courses cover a variety of topics, including but not limited to:
- Are You Ready to Buy a Home?
- Discusses the advantages and disadvantages of owning a home
- Steps to buying a home
- Mortgage payments and other costs of home ownership
- How lenders determine credit worthiness and affordability
- Available on the first Tuesday of every other month (odd numbered months) from 6:00 – 8:00 pm
- Managing Your Money
- Setting savings goals
- Create a spending plan
- Trimming expenses
- Finding a way to save
- Available on the second Tuesday of each month from 6:00 – 8:00 pm
- Understanding Credit
- Correcting errors on your credit report
- Addressing common credit problems
- Credit scoring
- How to establish sufficient credit
- Available on the third Tuesday of each month from 6:00 – 8:00 pm
- Shopping for a Home and Getting a Mortgage
- Calculate how much you can afford
- Shopping for the best loan
- How much should you pay
- Writing a winning offer
- Negotiating the best deal
- Available on the first Tuesday of every other month (even numbered month) from 6:00 – 8:00 pm
- Closing on Your Home
- What to expect at the closing
- Discuss closing documents
- Reviewing the HUD settlement statement
- Available on every Thursday from 6:00 – 8:00 pm
- What is Really in Your Wallet or Purse?
- How you can obtain a copy of your credit report
- Determine what kind of credit you have
- Determine cause of adverse credit reported
- What can be done to correct inaccuracies on the report
- Develop Power Pay Program
- Available on third Monday of each month from 6:00 – 8:00 pm
- What is Under the Tip of Your Iceberg?
- Identify hidden expenses
- Develop budget
- Develop spending plan
- Learn to track expenses
- Compare anticipated expenses to actual expenses
- Available on second Monday of each month from 6:00 – 8:00 pm
- This Old House Cannot Become A Money Pit
- Costs of home repair and maintenance
- Preventative Maintenance
- Available on first Monday of each month from 6:00 - 8:00 pm
Contact one of our Home Ownership staff members to discuss or register for a course:
- Skip Petts, Manager, Home Ownership Center at 515-288-5626 extension 210
- Diana Rezac, Home Ownership Counselor at 515-288-5626 extension 207
- Veronica Rivera, Spanish interpreter at 515-246-0010
